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Stadium Liability
From adult tackle football to youth sports, we can assist you in stadium liability coverage.  Katy Insurance Agency, Inc., has become a major “player” in providing Stadium Liability Insurance  for “Semi-Pro”/Amateur/Minor League” adult tackle football teams and leagues. 

STADIUM INSURANCE DOES NOT APPLY TO "bodily injury" to any person while practicing for or participating in any sports or athletic contests or exhibition that you sponsor.  In simple terms, injuries to players are not covered.  This also includes, but not limited to, coaches, trainers, officials, cheerleaders or dance team.   It only covers general liability for renting facilities.


  • Clinics
  • Camps
  • Half-time Spectator Events
  • Fundraising Events
  • Vendors/Exhibitors
  • Or any events for kids, etc. 


  • If you change leagues, your current coverage is not effective. Your coverage is only good for the league that you applied for.  Should you change league, you will have to reapply under the new league and make full payment.
  • If you change your team name, you will have to reapply and make a full payment.


For teams applying within a LEAGUE:

REGARDING YOUR EFFECTIVE DATE Your coverage will be effective the day you complete the application AND make your payment.  Coverage will not be effective until we have BOTH application and payment.  Your coverage will expire on the date that your League expires.  Please check with us to confirm the expiration date.



Date you complete the application and make payment:                            April 3, 2019

Date your coverage is effective:                                                                April 3, 2019

Date your League’s coverage was effective:                                             March 15, 2019

Date League’s coverage expires (all teams):                                         March 15, 2020


Your coverage will be effective April 3, 2019 and will expire March 15, 2020.



Due to recent litigation, the way a Certificate of Insurance is issued for the league has changed.  It has always been the intent that the league will have insurance coverage ONLY for the operation of the TEAMS that HAVE purchased our insurance coverage.  From November 13, 2018 forward the Named Insured will only be the team.  In the past, it included the League & the Team name. 

The League will be issued a Certificate of Insurance showing them as a Certificate Holder of the Team.  A certificate holder is an Additional Insured, but only as respects to the operations of the Named Insured.

We will forward a copy of the Certificate of Insurance showing the League as a Certificate Holder to the email address listed on the League's Application.

One thing that hasn't changed:  Injuries to Participants ARE NOT COVERED.

Listing of teams does not automatically give them coverage                  Each team will need to complete an application and payment


Need to request an New Practice or Game Location? Click on the green button below







Involved with youth sports, camps or cheer camps?

We can work with you in receiving a quote for your specific need.  There are a whole different set of guidelines and insurance coverage needed when youth are involved.

Learn more about:
Football Stadium Insurance
Basketball Insurance

Youth Camps/Clinics
Need to make a Football Stadium Insurance Payment?         



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