Call Us Today(281) 391-2109

Employer Practices Liability Insurance in Katy, TX

For employers, fostering and maintaining healthy relationships with staff should be a top priority. A comfortable and safe work environment is key for day-to-day operations and long-term aspirations. However, miscommunications and lapses in judgment may inevitably occur even in workplaces striving to be respectful and welcoming. That’s where employment practices liability insurance (EPLI) may establish essential financial protection against resulting fallout.

What Does EPLI Cover? Team collaboration in a modern office setting with computers and diverse employees working together.

Employment practices liability claims may arise from many potential incidents and allegations. Even after honest mistakes or accusations from which you’re eventually absolved, the resulting financial ramifications could be costly. Fortunately, an EPLI policy can help manage the fiscal implications of these situations, potentially including aid for hiring legal representation and paying settlements and court-ordered judgments.

How Much Coverage Do I Need?

Your business’s EPLI-related needs are often influenced by a multitude of factors. Even companies of similar size and in the same industry might require vastly different amounts of coverage. Consider the following factors:

  • Workforce size—Generally, the more employees you have, the higher the risk of employment practices liability claims.
  • Turnover rates—If you’ve observed high turnover rates at your company, it may indicate a greater likelihood of dissatisfied employees and potential claims.
  • Industry—Certain industries, such as hospitality and health care, are historically more likely to observe liability claims for employment practices.
  • HR structure—Companies with larger and more organized HR teams may be better equipped to establish a healthy environment and remediate issues before they become claims.

What Is an Example of a Claim?

Employment practices liability claims can come in several forms. For example, if an employee believes they were passed over for a promotion due to their race, nationality, religion, gender or sexual orientation, they could file a discrimination lawsuit. Other common allegations that may necessitate EPLI coverage include the following:

  • Wrongful termination
  • Harassment
  • Improper hiring practices
  • Mismanagement of employee benefits
  • Invasion of privacy
  • Breach of contract

We’re Here to Help

Contact Katy Insurance Agency today to learn more about EPLI coverage available in your area or to get a free quote.

Disclaimers:
Misstatements or omissions of relevant information by the client can lead to price variation or even declination or rescission of coverage. Information request to provide a quote or work on coverage will not be shared with carriers or with any other entity without the application's permission. To be clear: requesting coverage does not guarantee coverage can be provided. None of the information provided on this website is a guarantee that insurance will be provided or that the agency is obligated to procure insurance for the website visitor.


This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

©2025. All rights reserved. | Powered by Zywave Websites