Sports Insurance
Stadium Liability
From adult tackle football to youth sports, we can assist you in stadium liability coverage. Katy Insurance Agency, Inc., has become a major “player” in providing Stadium Liability Insurance for “Semi-Pro”/Amateur/Minor League” adult tackle football teams and leagues.
STADIUM INSURANCE DOES NOT APPLY TO “bodily injury” to any person while practicing for or participating in any sports or athletic contests or exhibition that you sponsor. In simple terms, injuries to players are not covered. This also includes, but not limited to, coaches, trainers, officials, cheerleaders or dance team. It only covers general liability for renting facilities for your games and practices.
STADIUM INSURANCE DOES NOT COVER: Clinics, Camps, Half-time Spectator Events, Fundraising Events, Vendors/Exhibitors, Or any events for kids, etc.
NOTE:
- If you change leagues, your current coverage is not effective. Your coverage is only good for the league that you applied for. Should you change league, you will have to reapply under the new league and make full payment.
- If you change your team name, you will have to reapply and make a full payment.
LEAGUE QUESTIONNAIRE
Listing of teams DOES NOT automatically give them coverage
TEAM APPLICATION
EACH TEAM will need to complete a TEAM application & make payment
For teams associated with a LEAGUE
REGARDING YOUR EFFECTIVE DATE: Your coverage will be effective the day you complete the application AND make your payment. Coverage will not be effective until we have BOTH application and payment. Your coverage will expire on the date that your League Account expires. Please check with us to confirm the expiration date.
Example:
Date you complete the application and make payment: April 3, 2023
Date your coverage is effective: April 3, 2023
Date your League Account was effective: March 15, 2023
Date League Account expires (all teams): March 15, 2024
**Your coverage will be effective April 3, 2023 and will expire March 15, 2024.
EFFECTIVE 2018 the way CERTIFICATE OF INSURANCE FOR THE LEAGUE has changed.
Due to recent litigation, the way a Certificate of Insurance is issued for the league has changed. It has always been the intent that the league will have insurance coverage ONLY for the operation of the TEAMS that HAVE purchased our insurance coverage. From November 13, 2018 forward the Named Insured will only be the team. In the past, it included the League & the Team name.
The League will be issued a Certificate of Insurance showing them as a Certificate Holder of the Team. A certificate holder is an Additional Insured, but only as respects to the operations of the Named Insured. We will forward a copy of the Certificate of Insurance showing the League as a Certificate Holder to the email address listed on the League’s Application.
One thing that hasn’t changed: Injuries to Participants ARE NOT COVERED.